When preparing to file for personal bankruptcy, clients should gather the following information:

 

 

• Credit Report – You are entitled to one free credit report per year which may be obtained by either writing to any of the credit reporting agencies and requesting a copy of your credit report or via the internet at www.annualcreditreport.com

• Proof of any and all debts which are not listed in on your credit report (whether this is debt you intend to discharge or not).

• Federal Tax Returns for the previous two years

• Pay stubs or proof of income from any source (unemployment, TDI, rental income, self employment income, etc.) for the previous six months

• List of any and all assets/property (personal and real property; do not forget items such as retirement accounts, life insurance, furniture, etc.)

At the initial consultation, clients will be provided with a packet of information which will aide them in putting together the aforementioned information.